The first step in the home buying process is to obtain a Pre-Approval Letter. If you have not already been pre-approved, I am pleased to recommend Rick Scherer of MSA Mortgage. Rick is MSA Mortgage’s Vice President & Sr. Mortgage Planner.  They are fabulous to work with, and Rick will take the time to determine the best mortgage product for your needs. You can reach Rick directly at 617-778-0024 or via email at rscherer@msamortgage.com